internet customer 网上客户 
investment payoff period 投资回收期
joint-stock 参股 
mall rat 爱逛商店的年轻人 
means of production 生产要素
(the)medical cost social pool for major diseases 大病医疗费用社会统筹
mergers and acquisitions 并购 
mobile-phone banking 移动电话银行业
moods 人气 
net potato 网虫 
non-store seling 直销
offering 新股 
online-banking 网上银行业
online-finance 在线金融
online client （银行的）网上客户 
paper profit 帐面收益
physical assets 有形资产
project fund system 项目资本金制度 
pyramid sale 传销
recapitalize 资产重组 
regional corrency blocks 地区货币集团
regulate 调控 
sell off 变现
share(stock) option 期权，股票认购权